Last updated: 30 September 2024 | Change log

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Maximize a frictionless checkout experience by using issuer data insights to apply exemptions. See 3DS Authentication and SCA Exemptions for an overview on our SCA products and when to use them.

Supported payment methods: Maestro / MasterCard / MasterCard Debit / Visa / Visa Debit / Visa Electron (UK only)

For other schemes, authenticate using 3DS.

Note

Make yourself familiar with our API Principles to ensure a resilient integration.

1. Set your headers

Set your headers using ur API reference.

2. Collect device data

Gathers customer browser details and performs a GeoIP lookup.

Web Device Data (optional)

ThreatMetrix JS library for web sites

Android SDK (optional)

ThreatMetrix Android SDK (coming soon)

iOS SDK (optional)

ThreatMetrix iOS SDK (coming soon)

3. Exemption assessment (required)

API request containing payment, customer and order information. Optionally provide a sessionId from device data collection.

Risk assessment

Risk assessment using details from the payment method, customer and order

For a combined fraud risk assessment and SCA exemption request see FraudSight.

Next steps

Device data collection