Last updated: 26 June 2026 | Change log
APMs are payment options that are not cash or credit/ debit cards issued by a major bank. These options include eWallets, bank transfers, direct debits, local card schemes, Postpay and eInvoice/ Buy Now Pay Later.
In many regions APMs make up a large part of the ecom payment landscape. To fully support these regions and your customers' payment habits, providing APMs can be key.
Apply APM payment details directly using our APMs API.
Alternatively, use our Components SDK to create a session. The SDK offers a ready-made, customizable UI kit, accelerating your integration while enabling full control over what customer data the SDK collects.
Ready to integrate? Use our API reference and set your headers.
ACH/eCheck
Direct debit for US based merchants.
Alipay China
A Chinese digital wallet.
AlipayHK
A popular digital wallet used in Hong Kong.
Alipay+
A cross-border payment solution that connects digital wallets across Asia and globally.
BANCOMAT Pay
An Italian mobile payment method.
Bancontact
A Belgian electronic payment solution.
Bizum
A Spanish mobile payment system.
BLIK
A Polish in store or online payment method.
China UnionPay
Payment institution operating in China.
EFT
Direct debit for Canada based merchants.
Euteller
A Finnish real-time bank transfer.
iDEAL
An online bank transfer in the Netherlands.
Klarna
A global "Buy Now, Pay Later" payment method.
For guest checkout integrations.
Klarna (recurring)
A global "Buy Now, Pay Later" payment method.
For recurring integrations and guest checkout integrations before March 2026.
Konbini
A Japanese payment method.
Multibanco
An interbank network in Portugal.
MyBank
An Italian real-time online bank transfer.
Open Banking
A secure and globally accepted bank to bank payment solution.
PayPal
A global online payment method.
PaysafeCard
A global pre-paid, cash-based online payment method.
Pix
A Brazilian instant payment method.
Przelewy24
A Polish bank transfer.
SafetyPay
A South American non-card payment solution.
Satispay
An Italian digital wallet payment method.
SEPA Direct Debit
A European direct debit.
Swish
A Swedish mobile payment method.
Trustly
Online bank transfers in Europe.
WeChat Pay
A mobile payment and digital wallet service in China.
Below is a common APM redirect flow when using the APMs service.