# Take a payment

## Modular APIs

Benefit from more control with our modular APIs. Perform a single risk check when using multiple payment providers, use our 3DS API as a standalone product or tailor your payment journey based on your business needs.

**Not sure where to start?**  Use the sequence diagrams to help you understand the different combination of services you could use to integrate. Or use the smart journey demo tool to see a real example in action.

Smart Journey Demo
Explore our interactive demo to see how to make our APIs work for your business.

Sequence diagrams
View sequence diagrams to understand how common Payments API flows would integrate with your application.

You can use a combination of the APIs from our catalogue to create flows:

Card Payments

3DS

FraudSight

Tokens

SCA Exemptions

Card Verifications

Verified Tokens

View all APIs
## Sequence diagrams

Guest card payment

Stored card using a Worldpay Token

Stored card using a Network Payment Token (NPT)

SCA Exemptions

For a simplified integration, view the sequence diagrams for our orchestration [Payments API](/access/products/payments/sequence-diagrams/).