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Sequence diagrams - SCA Exemptions

Exemption in authorization (honored)

Please note that exemptions in authentication (3DS) is not yet available.

Exemptions request with a placement in authorization.

Using:

  1. Exemptions API
  2. Card Payments API
BrowserMerchant_FrontendMerchant_BackendCard_Payments_APIExemptions_APIIssuersExemption (e.g.lowRisk/authorization) / Apply riskProfile in Card PaymentsExemption honored by the issuerClick PayPayAssessment requestAssessment responsecustomerInitiatedTransactions requestcustomerInitiatedTransactions responseSettlement requestSettlement responseBrowserMerchant_FrontendMerchant_BackendCard_Payments_APIExemptions_APIIssuers

Exemption in authorization (not honored)

Exemptions request with a placement in authorization that is not honored by the issuer. 3DS authentication and an additional card payment is required.

Using:

  1. Exemptions API
  2. 3DS API
  3. Card Payments API
BrowserMerchant_FrontendMerchant_Backend3DS_APICard_Payments_APIExemptions_APIIssuersExemption (lowRisk/authorization) / Apply riskProfile in Card PaymentsSoft decline (Code 65)Update or close challenge window on websiteApply authentication details in payment E.g. eci, authenticationValue etcClick PayPayAssessment requestAssessment responsecustomerInitiatedTransactions requestcustomerInitiatedTransactions responsedeviceDataInitialization requestdeviceDataInitialization responseDeviceData - BIN/JWT/URL3DS Device Data formForm POSTPostMessage: dfReferenceIdAuthentication requestAuthentication responseChallenge JWT/URL3DS challenge formForm POST`returnUrl` specified in authentication requestverification requestverification responsecustomerInitiatedTransactions requestcustomerInitiatedTransactions responseSettlement requestSettlement responseBrowserMerchant_FrontendMerchant_Backend3DS_APICard_Payments_APIExemptions_APIIssuers