Last updated: 29 October 2025 | Change log

Latin America installments

Request a one-time installment payment, to allow the customer's bank to collect subsequent payments automatically.

The request must contain:

"customerAgreement": {
    "type": "installment", // used to indicate the customer has agreed the processing arrangement
    "installmentType": "latinAmerica", // used to define the type of installments service
    "installmentPlan": {
        "numberOfInstallments": 4 // used to indicate the number of installments that the requested amount should be broken into by the acquirer bank
    }
}

Optionally:

If you're storing the card as a Worldpay token:

"customerAgreement": {
    "type": "installment",
    "storedCardUsage": "first", // first use of a stored card
    "installmentType": "latinAmerica", 
    "installmentPlan": {
        "numberOfInstallments": 4 
    }
},
"tokenCreation": {
    "type": "worldpay" // include if you're storing the card as a Worldpay Token
},

If you're using a previously stored card to setup the agreement:

"customerAgreement": {
    "type": "installment", 
    "storedCardUsage": "subsequent", // subsequent use of a previously stored card
    "installmentType": "latinAmerica", 
    "installmentPlan": {
        "numberOfInstallments": 4 
    }
}

Apple Pay & Google Pay are not yet supported when setting up an installment.

Important: You must have agreement from your customer to store their card details.

Collect the card details and send an API request with these details to the Payments resource.

Request

application/json

Set up a Latin America installment payment. This is a customer initiated transaction (CIT)

{
  "transactionReference": "Memory265-13/08/1876",
  "merchant": {
    "entity": "default"
  },
  "instruction": {
    "method": "card",
    "paymentInstrument": {
      "type": "plain",
      "cardHolderName": "Sherlock Holmes",
      "cardNumber": "4000000000001091",
      "expiryDate": {
        "month": 5,
        "year": 2035
      },
      "cvc": "123"
    },
    "customerAgreement": {
      "type": "installment",
      "installmentType": "latinAmerica",
      "installmentPlan": {
        "numberOfInstallments": 4
      }
    },
    "narrative": {
      "line1": "trading name"
    },
    "value": {
      "currency": "GBP",
      "amount": 42
    }
  }
}

View the full API Request schema

3. Add additional features

In most cases you will need to add some additional features such as 3DS, auto settlement or a risk assessment

Risk Assessment

We assess the payment for fraud before proceeding with authorization.

Enterprise

Worldpay eCommerce

Auto Settlement

Automatically settle a payment following the authorization.

Enterprise

Worldpay eCommerce

Account Funding Transactions (AFT)

Transfer funds from a card account to another destination, rather than for the provision of goods or services.

Enterprise

Financial Service (MCC 6012/6051)

For domestic Financial Services providers (MCC 6012) based in the Visa Europe Region, you must supply this additional data.

Enterprise