{"templateId":"markdown","versions":[{"version":"20261001","label":"(Preview) 2026-10-01","link":"/products/3ds/20261001","default":false,"active":true,"folderId":"9e210f12"},{"version":"v1","label":"v1","link":"/products/3ds/v1","default":false,"active":false,"folderId":"9e210f12"},{"version":"v2","label":"v2","link":"/products/3ds/v2","default":false,"active":false,"folderId":"9e210f12"},{"version":"v3","label":"v3 (Latest)","link":"/products/3ds","default":true,"active":false,"folderId":"9e210f12"}],"sharedDataIds":{"sidebar":"sidebar-products/3ds/sidebars.yaml","current-catalog-info":"current-catalog-info-/products/3ds/openapi","api-docs-products/3ds/@20261001/openapi.yaml":"api-docs-products/3ds/@20261001/openapi.yaml"},"props":{"metadata":{"markdoc":{"tagList":["admonition","partial","openapi-code-sample","cards","card","openapi-response-sample","tabs","tab"]},"custom_product":"3DS","type":"markdown"},"seo":{"title":"3DS Authentication API | Worldpay Developer","description":"Perform 3DS authentication to minimize fraud and verify your customer's identity. 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Full details e.g. authenticationValue, eci\n\n","diagramHtml":"","diagramHtmlDark":""},"children":["\nsequenceDiagram\n autonumber\n participant c as Customer\n participant fe as Merchant frontend\n participant be as Merchant backend\n participant 3hfe as 3DS hosted page\n participant 3 as 3DS API\n be->>3: Authentication request\n 3->>be: Authentication response\n be->>fe: Redirect URL\n fe->>3hfe: Submit redirect URL\n 3hfe<<-->>c: Collect customer browser data (hidden)\n opt Issuer Challenge response\n 3hfe<<-->>c: Display challenge (visible)\n end\n 3hfe->>fe: postMessage with outcome
e.g. 3dsAuthenticated\n fe->>be: complete\n be->>3: Request /{authenticationId}\n 3->>be: Response
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Win64; x64; rv:47.0)\"\n },\n \"customer\": {\n \"firstName\": \"Sherlock\",\n \"lastName\": \"Holmes\",\n \"phone\": \"02031234321\",\n \"email\": \"sherlock.holmes@example.com\"\n }\n}"},{"lang":"shell","title":"curl","source":"curl -i -X POST \\\n https://try.access.worldpay.com/3ds/authentications \\\n -H 'Content-Type: application/json' \\\n -H 'WP-Api-Version: 2026-10-01' \\\n -d '{\n \"orderReference\": \"order-1234\",\n \"transactionReference\": \"request-5678\",\n \"merchant\": {\n \"entity\": \"default\"\n },\n \"instruction\": {\n \"value\": {\n \"amount\": 100,\n \"currency\": \"GBP\"\n },\n \"paymentInstrument\": {\n \"type\": \"card/plain\",\n \"cardNumber\": \"4444333322221111\",\n \"cardHolderName\": \"Sherlock Holmes\",\n \"expiryDate\": {\n \"month\": 1,\n \"year\": 2028\n },\n \"billingAddress\": {\n \"address1\": \"221B Baker Street\",\n \"city\": \"London\",\n \"postalCode\": \"NW1 6XE\",\n \"countryCode\": \"GB\"\n }\n }\n },\n \"deviceData\": {\n \"acceptHeader\": \"text/html\",\n \"userAgentHeader\": \"Mozilla/5.0 (Windows NT 6.1; Win64; x64; rv:47.0)\"\n },\n \"customer\": {\n \"firstName\": \"Sherlock\",\n \"lastName\": \"Holmes\",\n \"phone\": \"02031234321\",\n \"email\": \"sherlock.holmes@example.com\"\n }\n }'"},{"lang":"python","title":"Python","source":"import requests\n\nurl = \"https://try.access.worldpay.com/3ds/authentications\"\n\npayload = {\n \"orderReference\": \"order-1234\",\n \"transactionReference\": \"request-5678\",\n \"merchant\": {\n \"entity\": \"default\"\n },\n \"instruction\": {\n \"value\": {\n \"amount\": 100,\n \"currency\": \"GBP\"\n },\n \"paymentInstrument\": {\n \"type\": \"card/plain\",\n \"cardNumber\": \"4444333322221111\",\n \"cardHolderName\": \"Sherlock Holmes\",\n \"expiryDate\": {\n \"month\": 1,\n \"year\": 2028\n },\n \"billingAddress\": {\n \"address1\": \"221B Baker Street\",\n \"city\": \"London\",\n \"postalCode\": \"NW1 6XE\",\n \"countryCode\": \"GB\"\n }\n }\n },\n \"deviceData\": {\n \"acceptHeader\": \"text/html\",\n \"userAgentHeader\": \"Mozilla/5.0 (Windows NT 6.1; Win64; x64; rv:47.0)\"\n },\n \"customer\": {\n \"firstName\": \"Sherlock\",\n \"lastName\": \"Holmes\",\n \"phone\": \"02031234321\",\n \"email\": \"sherlock.holmes@example.com\"\n }\n}\n\nheaders = {\n \"Content-Type\": \"application/json\",\n \"WP-Api-Version\": \"2026-10-01\"\n}\n\nresponse = requests.post(url, json=payload, headers=headers)\n\ndata = response.json()\nprint(data)"},{"lang":"java","title":"Java","source":"import java.net.*;\nimport java.net.http.*;\nimport java.util.*;\n\npublic class App {\n public static void main(String[] args) throws Exception {\n var httpClient = HttpClient.newBuilder().build();\n\n var payload = String.join(\"\\n\"\n , \"{\"\n , \" \\\"orderReference\\\": \\\"order-1234\\\",\"\n , \" \\\"transactionReference\\\": \\\"request-5678\\\",\"\n , \" \\\"merchant\\\": {\"\n , \" \\\"entity\\\": \\\"default\\\"\"\n , \" },\"\n , \" \\\"instruction\\\": {\"\n , \" \\\"value\\\": {\"\n , \" \\\"amount\\\": 100,\"\n , \" \\\"currency\\\": \\\"GBP\\\"\"\n , \" },\"\n , \" \\\"paymentInstrument\\\": {\"\n , \" \\\"type\\\": \\\"card/plain\\\",\"\n , \" \\\"cardNumber\\\": \\\"4444333322221111\\\",\"\n , \" \\\"cardHolderName\\\": \\\"Sherlock Holmes\\\",\"\n , \" \\\"expiryDate\\\": {\"\n , \" \\\"month\\\": 1,\"\n , \" \\\"year\\\": 2028\"\n , \" },\"\n , \" \\\"billingAddress\\\": {\"\n , \" \\\"address1\\\": \\\"221B Baker Street\\\",\"\n , \" \\\"city\\\": \\\"London\\\",\"\n , \" \\\"postalCode\\\": \\\"NW1 6XE\\\",\"\n , \" \\\"countryCode\\\": \\\"GB\\\"\"\n , \" }\"\n , \" }\"\n , \" },\"\n , \" \\\"deviceData\\\": {\"\n , \" \\\"acceptHeader\\\": \\\"text/html\\\",\"\n , \" \\\"userAgentHeader\\\": \\\"Mozilla/5.0 (Windows NT 6.1; Win64; x64; rv:47.0)\\\"\"\n , \" },\"\n , \" \\\"customer\\\": {\"\n , \" \\\"firstName\\\": \\\"Sherlock\\\",\"\n , \" \\\"lastName\\\": \\\"Holmes\\\",\"\n , \" \\\"phone\\\": \\\"02031234321\\\",\"\n , \" \\\"email\\\": \\\"sherlock.holmes@example.com\\\"\"\n , \" }\"\n , \"}\"\n );\n\n var host = \"https://try.access.worldpay.com\";\n var pathname = \"/3ds/authentications\";\n var request = HttpRequest.newBuilder()\n .POST(HttpRequest.BodyPublishers.ofString(payload))\n .uri(URI.create(host + pathname ))\n .header(\"Content-Type\", \"application/json\")\n .header(\"WP-Api-Version\", \"2026-10-01\")\n .build();\n\n var response = httpClient.send(request, HttpResponse.BodyHandlers.ofString());\n\n System.out.println(response.body());\n }\n}"},{"lang":"javascript","title":"Node.js","source":"import fetch from 'node-fetch';\n\nasync function run() {\n const resp = await fetch(\n `https://try.access.worldpay.com/3ds/authentications`,\n {\n method: 'POST',\n headers: {\n 'Content-Type': 'application/json',\n 'WP-Api-Version': '2026-10-01'\n },\n body: JSON.stringify({\n orderReference: 'order-1234',\n transactionReference: 'request-5678',\n merchant: {entity: 'default'},\n instruction: {\n value: {\n amount: 100,\n currency: 'GBP'\n },\n paymentInstrument: {\n type: 'card/plain',\n cardNumber: '4444333322221111',\n cardHolderName: 'Sherlock Holmes',\n expiryDate: {month: 1, year: 2028},\n billingAddress: {\n address1: '221B Baker Street',\n city: 'London',\n postalCode: 'NW1 6XE',\n countryCode: 'GB'\n }\n }\n },\n deviceData: {\n acceptHeader: 'text/html',\n userAgentHeader: 'Mozilla/5.0 (Windows NT 6.1; Win64; x64; rv:47.0)'\n },\n customer: {\n firstName: 'Sherlock',\n lastName: 'Holmes',\n phone: '02031234321',\n email: 'sherlock.holmes@example.com'\n }\n })\n }\n );\n\n const data = await resp.json();\n console.log(data);\n}\n\nrun();"},{"lang":"go","title":"Go","source":"package main\n\nimport (\n \"fmt\"\n \"bytes\"\n \"net/http\"\n \"io/ioutil\"\n)\n\nfunc main() {\n reqUrl := \"https://try.access.worldpay.com/3ds/authentications\"\n var data = []byte(`{\n \"orderReference\": \"order-1234\",\n \"transactionReference\": \"request-5678\",\n \"merchant\": {\n \"entity\": \"default\"\n },\n \"instruction\": {\n \"value\": {\n \"amount\": 100,\n \"currency\": \"GBP\"\n },\n \"paymentInstrument\": {\n \"type\": \"card/plain\",\n \"cardNumber\": \"4444333322221111\",\n \"cardHolderName\": \"Sherlock Holmes\",\n \"expiryDate\": {\n \"month\": 1,\n \"year\": 2028\n },\n \"billingAddress\": {\n \"address1\": \"221B Baker Street\",\n \"city\": \"London\",\n \"postalCode\": \"NW1 6XE\",\n \"countryCode\": \"GB\"\n }\n }\n },\n \"deviceData\": {\n \"acceptHeader\": \"text/html\",\n \"userAgentHeader\": \"Mozilla/5.0 (Windows NT 6.1; Win64; x64; rv:47.0)\"\n },\n \"customer\": {\n \"firstName\": \"Sherlock\",\n \"lastName\": \"Holmes\",\n \"phone\": \"02031234321\",\n \"email\": \"sherlock.holmes@example.com\"\n }\n }`)\n req, err := http.NewRequest(\"POST\", reqUrl, bytes.NewBuffer(data))\n if err != nil {\n panic(err)\n }\n req.Header.Add(\"Content-Type\", \"application/json\")\n req.Header.Add(\"WP-Api-Version\", \"2026-10-01\")\n res, err := http.DefaultClient.Do(req)\n if err != nil {\n panic(err)\n }\n defer res.Body.Close()\n body, err := ioutil.ReadAll(res.Body)\n if err != nil {\n panic(err)\n }\n\n fmt.Println(res)\n fmt.Println(string(body))\n}"},{"lang":"php","title":"PHP","source":"/**\n * Requires libcurl\n */\n\n$curl = curl_init();\n\n$payload = array(\n \"orderReference\" => \"order-1234\",\n \"transactionReference\" => \"request-5678\",\n \"merchant\" => array(\n \"entity\" => \"default\"\n ),\n \"instruction\" => array(\n \"value\" => array(\n \"amount\" => 100,\n \"currency\" => \"GBP\"\n ),\n \"paymentInstrument\" => array(\n \"type\" => \"card/plain\",\n \"cardNumber\" => \"4444333322221111\",\n \"cardHolderName\" => \"Sherlock Holmes\",\n \"expiryDate\" => array(\n \"month\" => 1,\n \"year\" => 2028\n ),\n \"billingAddress\" => array(\n \"address1\" => \"221B Baker Street\",\n \"city\" => \"London\",\n \"postalCode\" => \"NW1 6XE\",\n \"countryCode\" => \"GB\"\n )\n )\n ),\n \"deviceData\" => array(\n \"acceptHeader\" => \"text/html\",\n \"userAgentHeader\" => \"Mozilla/5.0 (Windows NT 6.1; Win64; x64; rv:47.0)\"\n ),\n \"customer\" => array(\n \"firstName\" => \"Sherlock\",\n \"lastName\" => \"Holmes\",\n \"phone\" => \"02031234321\",\n \"email\" => \"sherlock.holmes@example.com\"\n )\n);\n\ncurl_setopt_array($curl, [\n CURLOPT_HTTPHEADER => [\n \"Content-Type: application/json\",\n \"WP-Api-Version: 2026-10-01\"\n ],\n CURLOPT_POSTFIELDS => json_encode($payload),\n CURLOPT_URL => \"https://try.access.worldpay.com/3ds/authentications\",\n CURLOPT_RETURNTRANSFER => true,\n CURLOPT_CUSTOMREQUEST => \"POST\",\n]);\n\n$response = curl_exec($curl);\n$error = curl_error($curl);\n\ncurl_close($curl);\n\nif ($error) {\n echo \"cURL Error #:\" . $error;\n} else {\n echo $response;\n}"},{"lang":"ruby","title":"Ruby","source":"require 'json'\nrequire 'uri'\nrequire 'net/http'\nrequire 'openssl'\n\nurl = URI('https://try.access.worldpay.com/3ds/authentications')\n\nhttp = Net::HTTP.new(url.host, url.port)\nhttp.use_ssl = true\n\nrequest = Net::HTTP::Post.new(url)\nrequest['Content-Type'] = 'application/json'\nrequest['WP-Api-Version'] = '2026-10-01'\nrequest.body = {\n orderReference: 'order-1234',\n transactionReference: 'request-5678',\n merchant: {entity: 'default'},\n instruction: {\n value: {\n amount: 100,\n currency: 'GBP'\n },\n paymentInstrument: {\n type: 'card/plain',\n cardNumber: '4444333322221111',\n cardHolderName: 'Sherlock Holmes',\n expiryDate: {month: 1, year: 2028},\n billingAddress: {\n address1: '221B Baker Street',\n city: 'London',\n postalCode: 'NW1 6XE',\n countryCode: 'GB'\n }\n }\n },\n deviceData: {\n acceptHeader: 'text/html',\n userAgentHeader: 'Mozilla/5.0 (Windows NT 6.1; Win64; x64; rv:47.0)'\n },\n customer: {\n firstName: 'Sherlock',\n lastName: 'Holmes',\n phone: '02031234321',\n email: 'sherlock.holmes@example.com'\n }\n}.to_json\n\nresponse = http.request(request)\nputs response.read_body\n"},{"lang":"csharp","title":"C#","source":"using System;\nusing System.Net.Http;\nusing System.Threading.Tasks;\nusing System.Text;\nusing System.Text.Json;\n\npublic class Program\n{\n public static async Task Main()\n {\n System.Net.Http.HttpClient client = new()\n {\n DefaultRequestHeaders =\n {\n {\"WP-Api-Version\", \"2026-10-01\"},\n }\n };\n\n string json = JsonSerializer.Serialize(new\n {\n orderReference = \"order-1234\",\n transactionReference = \"request-5678\",\n merchant = new {\n entity = \"default\"\n },\n instruction = new {\n value = new {\n amount = \"100\",\n currency = \"GBP\"\n },\n paymentInstrument = new {\n type = \"card/plain\",\n cardNumber = \"4444333322221111\",\n cardHolderName = \"Sherlock Holmes\",\n expiryDate = new {\n month = \"1\",\n year = \"2028\"\n },\n billingAddress = new {\n address1 = \"221B Baker Street\",\n city = \"London\",\n postalCode = \"NW1 6XE\",\n countryCode = \"GB\"\n }\n }\n },\n deviceData = new {\n acceptHeader = \"text/html\",\n userAgentHeader = \"Mozilla/5.0 (Windows NT 6.1; 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