**Last updated**: 18 February 2026 | [**Change log**](/access/products/payments/changelog/)

## Enable Additional Features

A list of guides for enabling additional features bundled with the payments API request.

3DS Authentication
Perform 3DS authentication for liability shift and/or SCA compliance. An issuer based risk assessment with identity check.
Enterprise
Worldpay eCommerce

SCA Exemptions
Ask for an SCA Exemption to be applied automatically.
Enterprise

Risk Assessment
We assess the payment for fraud before proceeding with authorization.
Enterprise
Worldpay eCommerce

Auto Settlement
Automatically settle a payment following the authorization.
Enterprise
Worldpay eCommerce

Account Funding Transactions (AFT)
Transfer funds from a card account to another destination, rather than for the provision of goods or services.
Enterprise

Financial Service (MCC 6012/6051)
For domestic Financial Services providers (MCC 6012) based in the Visa Europe Region, you must supply this additional data.
Enterprise

Latin America Installments
Fulfill a one-time installment charge, to allow the customer's acquirer bank collecting the payments over time.
Enterprise

Payment Facilitator
Facilitate transactions on behalf of your sub-merchants.
Enterprise

MOTO transactions
Take Mail Order/ Telephone Orders on behalf of your customers.
Enterprise
Worldpay eCommerce

Account Updater
Automatically update card details to prevent declines due to expired or changed cards.
Enterprise

Pay via AI Agent (Delegate Token)
OpenAI's instant checkout using Agentic Commerce Protocol (ACP)
Enterprise